Financial Aid 101

You must make many important decisions when enrolling in career training classes, and financial aid is one of these decisions. Determining exactly how you will pay for your training and degree is a critical step to enrolling in school.

At United, we assist each and every student through the enrollment process, from the first time we speak with you, to creating your personalized financial plan, to helping you sign up for classes.

Financial Aid Process

Figuring out your financial aid can be complicated and confusing. There are so many different options, so how do you know which ones will work best for you? This is why we are here for our students every step of the way through the financial aid process.

“Financial aid is very complex, and there is a lot of detail. If a student has no idea what kind of student aid they qualify for, that is completely fine. We will walk each student from point A to point Z,” said Parker Rhoads, Financial Aid Advisor.

After completing your admissions interview next, you will meet with a financial aid advisor for your financial aid appointment. During this meeting, we assist students by walking you through the steps to complete your Free Application for Federal Student Aid (FAFSA), which must be submitted to qualify for federal/state grants and loans.

Next, after completing the FAFSA, we work with each student to create a personalized financial aid plan just for you. This plan will break down exactly how you will pay for school, so you can be confident about earning your degree and starting your path to an exciting new career.

“Our goal is to get our students graduated with as little debt as possible,” said Parker. “We understand that many of our students have been to college before, especially in a university setting, and it didn’t work out, so keeping their debt low is extremely important.”

Once your personalized financial aid plan is completed, you will confirm that the plan works for you and sign your financial aid documents.

At United, we have a financial aid officer here on campus, so students can pop in to ask questions or call whenever. We are a smaller school, so you don’t have to go through 10 different people to get ahold of the person you need. If a student has a question, all you need to do is call the school and ask to speak to someone in financial aid. In addition, students get access to our loan assistance department so that they can ask questions about your loans at any time.

Types of Financial Aid*

As you go through your financial aid appointment and review your personalized financial aid plan, you will learn that there are many different types of financial aid programs available to those who qualify.

  • Federal Pell Grants: This is grant money from the federal government to help fund your education that you do not have to pay back.
  • State Grants: Some states also have grant money available to help students fund their education that does not have to be paid back.
  • Grants/Scholarships**: These include both institutional grants offered by United and third-party scholarships from other sources to help pay for your education. We encourage students to research and apply for scholarships.
  • Student Loans: These are loans from the federal government or third-party providers that students take out to help pay for their education. Students are not required to make payments for their loans while they are attending school; however, we highly encourage them to make some cash payments to reduce their total amount of debt.
  • PLUS Loans: These loans are available for parents to take out to help pay for their student’s education. Parents must qualify for this type of loan.
  • GI Bill®^: For those who have served, you can use your veteran’s tuition benefits to help pay for your education.
  • Employer Tuition Reimbursement: This is for students who work for a company that offers tuition reimbursement to help pay for their employee’s education.
  • Cash Payments: Cash payments are what students make toward their own education, so they do not have to take out as many loans.
  • 529 Plan: This is a separate savings account for educational purposes that parents can set up for their children.

Your financial aid advisor will help you determine which specific types of financial aid you qualify for to help pay for your education during your financial aid appointment.

Completing the FAFSA

Filling out the FAFSA is critical to qualifying for financial aid. The information provided in this application will determine what types of financial aid and how much you qualify for. It’s important to make sure the information provided is accurate and up to date. Once your FAFSA is submitted, you will receive an Estimated Family Contribution (EFC) number, which the federal government looks at when you apply for financial aid.

At United, we assist our students by helping them fill out their FAFSA or updating a previous FAFSA that may be incomplete. The FAFSA must be completed each year that a student plans to attend school.

“We are here to walk students through it, every step of the way,” said Parker. For anyone considering going to school, Parker says to “complete your FAFSA as soon as possible. Get in touch with our financial aid department, and we can walk you through the process, step by step.”

Join Us At United

At United, we are career-driven. We want to train students quickly so that you can begin your new career faster. “We provide our students a premium educational experience with face-to-face and personal interaction,” said Parker.

Our career-focused programs and supportive learning environment can help you start your career with the knowledge, skills, and experience to succeed. Explore our healthcare training programs and request information to get started today!

*For those who qualify.

**For those who qualify. See catalog for detailed eligibility requirements.

^ GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government website at www.benefits.va.gov/gibill.

The Benefits of Choosing a Small School

You’ve made the important decision to pursue a new career, so now your ready to make that dream a reality. For most professions, you will need some type of career training to qualify for jobs in the field you want to work in.

There are many different options when deciding where to attend school and train for your new career. You could go to a large university, an online college, or a small school. Each one of these options offers a different experience for students.

For many people, choosing to attend a small school can make a huge difference in their success as they complete a career training program and after they graduate. Read on as we share the top benefits of choosing a small school to get the training you need to prepare for an exciting new career.

Small Class Sizes

One of the main benefits of attending a small school for a career training program is the small class sizes. Typically, smaller schools have fewer students in each class, so you won’t be sitting in a 300-person lecture hall just listening to someone talk the whole time.

With smaller classes, you have the opportunity to interact more with instructors and classmates, ask more questions, and participate more in class discussions. In a smaller school, you are a name and not just a number.

If you choose a training program that prepares you to work in a specific career field, such as the healthcare training programs here at United Career Institute, you will have more opportunities to practice hands-on skills in the classroom and in labs. The more you practice the hands-on skills you will use while on the job, the better you will get at them.

Students who choose United to prepare for a new career will also complete an externship, allowing you to apply the skills you have learned in the real world.

Personalized Attention

In addition to small class sizes, another benefit of attending a small school is that you will receive more personalized attention that will help you excel as you complete your program.

At larger universities, when you are just one person in a class of hundreds of people, you don’t get a lot of interaction with instructors, because they simply don’t have the time to connect with every student. For those who choose a small school, one-on-one interaction with your instructors is much more common because they have more time to devote to each student.

Instructors are also more available outside of classroom hours at a small school, giving you even more chances to ask questions and get additional help when needed.

At United Career Institute, we offer a small-school environment with a family atmosphere, ensuring that you receive the personalized attention and instruction necessary to excel in your program and in your career. With our WE CARE approach to education, your instructors truly care and are dedicated to your success.

Student Support

Another great benefit of choosing a small school is that you will receive more help and support as a student while attending your career training classes. At United, we offer academic support like study skills and tutoring services to help you succeed in your healthcare classes.

In addition to academic support, career services are also an advantage of attending a small school. Career prep class, resume and cover letter development, mock interviews, and helping facilitate job interviews are some of the valuable career services offered at United.

For students who choose a small school, there is more of an opportunity to build lasting relationships with instructors and other students, providing you with a strong support system as you complete your program and prepare for a new career. Small schools also give students the opportunity to stay closer to home and have the support of family and friends, which is especially important during the current COVID-19 pandemic.

Join the United Family

If you’re looking for a small school to set you up for success in your new healthcare career, then United Career Institute may be the perfect choice for you. We offer a supportive, family environment that provides you with the knowledge, skills, and certifications you need to succeed in your new career.

Explore our healthcare training programs in Practical Nursing, Medical Assisting, and Medical Insurance Billing and Coding. Classes start soon, so request information today to get started!