Financial Aid 101

You must make many important decisions when enrolling in career training classes, and financial aid is one of these decisions. Determining exactly how you will pay for your training and degree is a critical step to enrolling in school.

At United, we assist each and every student through the enrollment process, from the first time we speak with you, to creating your personalized financial plan, to helping you sign up for classes.

Financial Aid Process

Figuring out your financial aid can be complicated and confusing. There are so many different options, so how do you know which ones will work best for you? This is why we are here for our students every step of the way through the financial aid process.

“Financial aid is very complex, and there is a lot of detail. If a student has no idea what kind of student aid they qualify for, that is completely fine. We will walk each student from point A to point Z,” said Parker Rhoads, Financial Aid Advisor.

After completing your admissions interview next, you will meet with a financial aid advisor for your financial aid appointment. During this meeting, we assist students by walking you through the steps to complete your Free Application for Federal Student Aid (FAFSA), which must be submitted to qualify for federal/state grants and loans.

Next, after completing the FAFSA, we work with each student to create a personalized financial aid plan just for you. This plan will break down exactly how you will pay for school, so you can be confident about earning your degree and starting your path to an exciting new career.

“Our goal is to get our students graduated with as little debt as possible,” said Parker. “We understand that many of our students have been to college before, especially in a university setting, and it didn’t work out, so keeping their debt low is extremely important.”

Once your personalized financial aid plan is completed, you will confirm that the plan works for you and sign your financial aid documents.

At United, we have a financial aid officer here on campus, so students can pop in to ask questions or call whenever. We are a smaller school, so you don’t have to go through 10 different people to get ahold of the person you need. If a student has a question, all you need to do is call the school and ask to speak to someone in financial aid. In addition, students get access to our loan assistance department so that they can ask questions about your loans at any time.

Types of Financial Aid*

As you go through your financial aid appointment and review your personalized financial aid plan, you will learn that there are many different types of financial aid programs available to those who qualify.

  • Federal Pell Grants: This is grant money from the federal government to help fund your education that you do not have to pay back.
  • State Grants: Some states also have grant money available to help students fund their education that does not have to be paid back.
  • Grants/Scholarships**: These include both institutional grants offered by United and third-party scholarships from other sources to help pay for your education. We encourage students to research and apply for scholarships.
  • Student Loans: These are loans from the federal government or third-party providers that students take out to help pay for their education. Students are not required to make payments for their loans while they are attending school; however, we highly encourage them to make some cash payments to reduce their total amount of debt.
  • PLUS Loans: These loans are available for parents to take out to help pay for their student’s education. Parents must qualify for this type of loan.
  • GI Bill®^: For those who have served, you can use your veteran’s tuition benefits to help pay for your education.
  • Employer Tuition Reimbursement: This is for students who work for a company that offers tuition reimbursement to help pay for their employee’s education.
  • Cash Payments: Cash payments are what students make toward their own education, so they do not have to take out as many loans.
  • 529 Plan: This is a separate savings account for educational purposes that parents can set up for their children.

Your financial aid advisor will help you determine which specific types of financial aid you qualify for to help pay for your education during your financial aid appointment.

Completing the FAFSA

Filling out the FAFSA is critical to qualifying for financial aid. The information provided in this application will determine what types of financial aid and how much you qualify for. It’s important to make sure the information provided is accurate and up to date. Once your FAFSA is submitted, you will receive an Estimated Family Contribution (EFC) number, which the federal government looks at when you apply for financial aid.

At United, we assist our students by helping them fill out their FAFSA or updating a previous FAFSA that may be incomplete. The FAFSA must be completed each year that a student plans to attend school.

“We are here to walk students through it, every step of the way,” said Parker. For anyone considering going to school, Parker says to “complete your FAFSA as soon as possible. Get in touch with our financial aid department, and we can walk you through the process, step by step.”

Join Us At United

At United, we are career-driven. We want to train students quickly so that you can begin your new career faster. “We provide our students a premium educational experience with face-to-face and personal interaction,” said Parker.

Our career-focused programs and supportive learning environment can help you start your career with the knowledge, skills, and experience to succeed. Explore our healthcare training programs and request information to get started today!

*For those who qualify.

**For those who qualify. See catalog for detailed eligibility requirements.

^ GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government website at www.benefits.va.gov/gibill.

Romona Thompson – Graduate Highlight

United Career Institute Mount Braddock is thrilled to introduce you to one of our graduates, Romona Thompson. Romona graduated from our Practical Nursing program and is now working in a nursing center while she works on becoming a registered nurse.

Romona came to United straight from Albert Gallatin high school. She chose United because it seemed like a great opportunity when she was looking for schools. Romona especially loved the hands-on classes that she had heard so much about. United offers students small classes, which not only gives students plenty of hands-on time, but also allows them one on one time with instructors.

Romona has always wanted to be a nurse, so when she was nearing the end of her high school career, she started to look for short-term, hands-on programs. She found what she was looking for at United Career Institute.

In addition to having short term programs, Romona also liked that United helped her through the financial process*. A part of United’s enrollment process is sitting down with a financial aid advisor so that they can help walk you through the financial side of going to school. This includes filling out your FAFSA and answering any questions you may have.

Romona’s favorite part of attending United Career Institute was the hands-on training she received. She also LOVED the annual holiday celebrations, such as room decorating for Halloween, Thanksgiving dinner, and Christmas door decorating!

Romona loved all the instructors she had while attending United’s Practical Nursing program, but two that stood out to her were Amy and Amanda. She said they both had major impacts on her. Her favorite classes while in school were her lab classes because they were a change from normal lecture.

In five years, Romona hopes to be a registered nurse and living in her own house, but for now, is enjoying her time working at Cherry Tree Nursing Center.

When asked if she would refer a friend to United, Romona said she absolutely would because it provides a great experience in the chosen field of study.

If your story sounds like Romona’s and you want to learn more about United Career Institute, request information here!

 

*Financial aid for those who qualify.